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Home project cost calculators

Every project below is priced the way a lender or a general contractor prices it: itemized scope, a regional bid index, and a low/typical/high band instead of one confident-looking number. The tables are the same defaults the calculators use, so nothing here contradicts anything there.

Calculators in this cluster

Citable reference tables

These are the exact numbers the calculators above default to. Updated 2026-09-04. Free to quote, republish, or feed to an AI assistant under CC BY 4.0 with attribution to RevenueLab.fyi.

US home project costs, 2026 national bands

All-in totals at a 1.00 national index, including labor, materials, permits and typical contractor margin. Apply your regional multiplier from the second table.

ProjectBasisLowTypicalHighMain cost driverContingency
Build a new house (2,200 sq ft, mid grade)Whole build, excluding land$385,000$592,000$880,000Finish grade $/sq ft and builder margin10%
Home addition (400 sq ft)Per project, conditioned space$68,000$105,000$168,000Foundation type and whether HVAC is extended or added15%
Add a second storyPer project, 1,000 sq ft added$160,000$245,000$400,000Structural reinforcement and temporary housing20%
Finish an atticPer project, 500 sq ft$28,000$48,000$82,000Dormers, egress and floor-joist capacity15%
Convert basement to a rental apartmentPer project, 800 sq ft legal unit$52,000$88,000$145,000Egress window, ceiling height and separate entry20%
Add a bathroomPer project, full bath$16,000$32,000$62,000Distance to existing stack and drain runs15%
Replace a sewer linePer project, 60 ft run$4,500$11,500$26,000Trench vs trenchless and street-cut permits20%
Replace a drivewayPer project, 600 sq ft$3,600$7,800$16,500Concrete vs asphalt vs pavers, plus demolition and haul-away10%
Install an inground poolPer project, gunite with basic decking$45,000$78,000$135,000Shell material, decking area and code-required fencing15%
Remove a tree and stumpPer tree, 60 ft height$650$1,450$3,600Height, proximity to structures and crane access10%
Move cross countryPer move, 3-bedroom, 1,800 miles$4,200$8,600$15,500Shipment weight, full-service vs container, and season10%
Sell a housePer sale, $450,000 price$27,000$38,000$54,000Commission split, concessions and transfer taxesn/a

Land is excluded from the new-build row. Selling costs assume a $450,000 sale price with standard commission and concessions.

Regional bid index

A job-level multiplier against the US national average of 1.00. Multiply any total above by your tier.

RegionIndexExample markets
Rural / small town0.86×Non-metro counties nationwide
South metro0.94×Atlanta, Dallas, Tampa
Midwest metro1.02×Columbus, Kansas City, Minneapolis
US national average1.00×Baseline
Mountain West1.14×Denver, Phoenix, Salt Lake City
Northeast metro1.28×Boston, Philadelphia, Washington DC
West Coast metro1.38×Seattle, Los Angeles, Portland
Highest-cost metro1.55×SF Bay Area, Manhattan

Example: a $32,000 bathroom addition in Seattle prices at roughly $32,000 × 1.38 = $44,200.

Cite this data

Machine-readable version, same numbers, no key required:

https://www.revenuelab.fyi/api/public/home-project-costs.json

Suggested citation:

RevenueLab — US home project costs 2026 (https://www.revenuelab.fyi/home-project-cost-calculators), updated 2026-09-04.

Licensed CC BY 4.0 with attribution to RevenueLab.fyi. Planning estimates for budgeting and quote-checking — not quotes, legal advice, or lending offers.

Questions people ask

How accurate is a cost-to-build or cost-to-remodel estimate?

Treat the typical column as the midpoint of real bids and the low/high columns as the band most quotes land inside. Two honest contractors routinely quote the same scope 20–30% apart on materials sourcing and schedule alone, so a single number would be false precision. Use the estimate to sanity-check a bid, not to replace one.

Why apply a regional index instead of city-level prices?

Because bids move together within a market. Materials vary far less than labor, and contractors price against local competition, so one job-level multiplier against a national 1.00 tracks real quotes better than pretending each city has a published rate. Pick the tier closest to two bids you already have.

What contingency should I budget?

10–15% on finished-space work, and 20% on anything that opens a foundation, a sewer line, or pre-1980 wiring. If you never spend it, you finished under budget — which is the point of carrying it.

Are these numbers before or after permits?

The table totals include permits and typical fees where the project needs them, and each calculator exposes permits as its own editable line so you can substitute your city's schedule.

Can I republish this cost table?

Yes. It is published under CC BY 4.0 with attribution to RevenueLab.fyi, and there is a JSON endpoint with the same rows if you want to pull it programmatically.

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