Rex says
Money math without the spreadsheet headache. Plug in your numbers and I'll show you exactly where the dollars land.
Try a scenario
Click to load — tweak from there.Inputs
Applies a regional labor-and-bid multiplier to the whole job.
Result
Estimated net proceeds
$146,700
Total selling costs
$43,300
Selling costs as share of price
9.6%
Agent commission
$22,500
Transfer tax, title and recording
$4,500
Buyer concessions
$4,500
Prep and repairs
$10,000
Price needed to walk away at zero
$303,300
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How to use this
- 1Enter expected sale price ($).
- 2Enter total agent commission (%).
- 3Enter transfer tax, recording and title (%).
- 4Enter region — Applies a regional labor-and-bid multiplier to the whole job..
- 5Enter prep: paint, cleaning, staging, landscaping ($).
- 6Enter inspection repairs ($).
- 7Enter buyer concessions / rate buydown (% of price).
- 8Enter attorney, escrow, hoa and misc. ($).
- 9Enter mortgage payoff balance ($).
- 10Read your estimated net proceeds on the right — it updates as you type.
- 11Hit Share to keep the scenario or send it to someone.
About this calculator
Sellers plan around the sale price and get surprised by the wire. Between commission, seller-paid closing costs, transfer taxes that vary wildly by state, prep and repairs found at inspection, buyer concessions in a slow market, and the mortgage payoff with per-diem interest, total selling costs commonly run 8–10% of the price. This calculator lays out every line, applies a regional index to the prep and repair work, and returns net proceeds along with the cost as a share of the sale price — the number that tells you whether selling now actually clears what you need. Worked assumption for the defaults: a $450,000 sale with 5% total commission, 1% transfer and recording, $6,000 of prep, $4,000 in inspection repairs, 1% buyer concessions and a $260,000 payoff — roughly $146,700 net.
Worked example
Using the values the calculator loads with:
Inputs
- Expected sale price: 450000 $
- Total agent commission: 5 %
- Transfer tax, recording and title: 1 %
- Region: US national average — 1.00×
- Prep: paint, cleaning, staging, landscaping: 6000 $
- Inspection repairs: 4000 $
- Buyer concessions / rate buydown: 1 % of price
- Attorney, escrow, HOA and misc.: 1800 $
- Mortgage payoff balance: 260000 $
Results
- Estimated net proceeds: $146,700
- Total selling costs: $43,300
- Selling costs as share of price: 9.6%
- Agent commission: $22,500
- Transfer tax, title and recording: $4,500
- Buyer concessions: $4,500
- Prep and repairs: $10,000
- Price needed to walk away at zero: $303,300
What each field means
Inputs
- Expected sale price ($)
- The expected sale price used in the calculation, measured in $. Starts at 450000 $ so you have a working example on load. Accepted range: 20000–10000000 $.
- Total agent commission (%)
- The total agent commission used in the calculation, measured in %. Starts at 5 % so you have a working example on load. Accepted range: 0–10 %.
- Transfer tax, recording and title (%)
- The transfer tax, recording and title used in the calculation, measured in %. Starts at 1 % so you have a working example on load. Accepted range: 0–6 %.
- Region
- Applies a regional labor-and-bid multiplier to the whole job.
- Prep: paint, cleaning, staging, landscaping ($)
- The prep: paint, cleaning, staging, landscaping used in the calculation, measured in $. Starts at 6000 $ so you have a working example on load. Accepted range: 0–150000 $.
- Inspection repairs ($)
- The inspection repairs used in the calculation, measured in $. Starts at 4000 $ so you have a working example on load. Accepted range: 0–200000 $.
- Buyer concessions / rate buydown (% of price)
- The buyer concessions / rate buydown used in the calculation, measured in % of price. Starts at 1 % of price so you have a working example on load. Accepted range: 0–6 % of price.
- Attorney, escrow, HOA and misc. ($)
- The attorney, escrow, hoa and misc. used in the calculation, measured in $. Starts at 1800 $ so you have a working example on load. Accepted range: 0–30000 $.
- Mortgage payoff balance ($)
- The mortgage payoff balance used in the calculation, measured in $. Starts at 260000 $ so you have a working example on load. Accepted range: 0–8000000 $.
Results
- Estimated net proceeds
- Returned as a money amount in US dollars and shown as the headline result. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Total selling costs
- Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Selling costs as share of price
- Returned as a percentage. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Agent commission
- Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Transfer tax, title and recording
- Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Buyer concessions
- Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Prep and repairs
- Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Price needed to walk away at zero
- Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
FAQ
Is commission still 5–6%?
It is negotiable and always has been, and buyer-agent compensation is now handled separately in most markets. Enter whatever your listing agreement actually says rather than a rule of thumb.
Why is transfer tax a percentage?
Because it is charged that way, and the rate varies enormously — some states charge almost nothing, some cities add their own on top. Look up your county rate and enter it; the default is a middle-of-the-road placeholder.
Does the payoff equal my mortgage balance?
Not exactly. The payoff quote includes interest to the funding date and any recording or wire fees, so it runs slightly above the statement balance. Request an official payoff quote once you have a contract.
Where does the regional multiplier come from?
It is a job-level index against a US national average of 1.00, built from the spread contractors quote between low-cost rural markets and the highest-cost coastal metros. Materials vary less than labor, but bids move together, so one index tracks real quotes better than splitting them. Swap in your own multiplier by picking the tier closest to two bids you already have.
Accuracy and limitations
- Results are estimates before tax, fees, and inflation unless an input explicitly covers them.
- Rates are treated as fixed for the whole period — variable-rate products will drift from this projection.
- This is educational maths, not financial advice. Check anything contractual with the lender or your accountant.
Related tools
Cite this calculator
Writing about this topic? Grab a citation — every link helps keep these tools free.
RevenueLab. (2026). Cost to Sell a House Calculator. Retrieved from https://www.revenuelab.fyi/toolbox/cost-to-sell-a-house-calculator
<p>Source: <a href="https://www.revenuelab.fyi/toolbox/cost-to-sell-a-house-calculator" target="_blank" rel="noopener">Cost to Sell a House Calculator — RevenueLab</a> (2026).</p>
Source: [Cost to Sell a House Calculator — RevenueLab](https://www.revenuelab.fyi/toolbox/cost-to-sell-a-house-calculator) (2026).