Free · No signup · No paywall
Free Online Calculators & Tools
51+ free calculators for creators, founders, freelancers, investors and operators — all using 2026 benchmarks. Transparent formulas. No email gate. No "premium" version.
Free creator revenue calculators
Estimate earnings across YouTube, TikTok, Instagram, podcasts, newsletters, and more — using 2026 RPM, CPM and payout benchmarks. No signup, no email.
- YouTube Revenue CalculatorLong-form RPM × views × 55% creator share.
- YouTube Shorts Revenue CalculatorShorts pool RPM with monetized-view ratio.
- YouTube CPM CalculatorCPM → RPM conversion by niche and country.
- YouTube RPM CalculatorPlayback RPM benchmarks across niches.
- TikTok Revenue CalculatorCreator Rewards + brand deal earnings.
- Instagram Revenue CalculatorReels Play + sponsored post rates.
- Twitch Ad Revenue CalculatorAds + subs + bits + Hype Train.
- Podcast Sponsorship CPM CalculatorHost-read CPM by show size and category.
- Newsletter Sponsorship CalculatorCPM by list size + open rate.
- Substack Newsletter Revenue CalculatorFree → paid conversion + Stripe + Substack cuts.
- Affiliate Marketing Income CalculatorTraffic × CTR × conversion × commission.
- Multi-Stream Creator Income CalculatorCombine ads, sponsors, merch, memberships.
Free ad revenue & RPM tools
Project ad earnings from any surface — display blogs, news sites, mobile apps, video — with realistic blocker, viewability and geo haircuts.
- AdSense Revenue CalculatorGoogle AdSense across blog, site, YouTube, AdMob.
- Website Ad Revenue CalculatorSessions × pages/session × Page RPM.
- AdMob Revenue CalculatorMobile app eCPM by format (rewarded, banner, interstitial).
- General Ad Revenue CalculatorUniversal CPM × impressions × fill × viewability.
Free SaaS & business metrics tools
MRR, ARR, NRR, LTV:CAC, runway, burn multiple, break-even — the metrics VCs actually evaluate. Same formulas, no spreadsheet to download.
- ARR CalculatorMRR → ARR with NRR, GRR and Rule of 40.
- LTV:CAC CalculatorLifetime value vs acquisition cost ratio.
- CAC Payback CalculatorMonths to recoup customer acquisition cost.
- Churn Rate CalculatorMonthly, annual, gross and net revenue churn.
- Burn Multiple CalculatorNet burn ÷ net new ARR — Bessemer's metric.
- Break-Even CalculatorFixed + variable costs to break-even volume.
Free freelancer & agency tools
Set rates, model retainers, calculate true contractor cost, and decide W-2 vs 1099 — with self-employment tax built in.
- Freelance Hourly Rate CalculatorTarget income → defensible hourly rate.
- Freelancer Tax CalculatorSE tax + federal + state for 1099 income.
- Agency Margin CalculatorProject gross margin after delivery cost.
- Agency Retainer CalculatorHours × rate × utilization → retainer floor.
- Employee True Cost CalculatorSalary + benefits + tax + overhead.
- Contractor vs Employee Calculator1099 rate that beats a W-2 offer.
Free tax & paycheck tools
Federal, state and bonus withholding using 2026 IRS Publication 15-T brackets and state-specific rules.
- Federal Income Tax Calculator2026 brackets, standard deduction, credits.
- California Paycheck CalculatorIncludes SDI under SB 951.
- New York Paycheck CalculatorState + NYC + Yonkers.
- Bonus Tax Calculator22% supplemental withholding math.
- Capital Gains Tax CalculatorLTCG/STCG + NIIT.
- Self-Employment Tax CalculatorSE tax for sole props and 1099 income.
Free real estate & mortgage tools
Underwrite rentals, refis, HELOCs and DSCR loans the way lenders and investors actually do.
- Mortgage Refinance CalculatorBreak-even months on a refi.
- Rental Property ROI CalculatorCap rate, cash-on-cash, NOI.
- Cap Rate CalculatorNOI ÷ purchase price.
- DSCR Loan CalculatorDebt service coverage for investor loans.
- HELOC CalculatorDraw + repayment phase payments.
- Closing Costs CalculatorItemized buyer/seller fees.
Free e-commerce & marketplace tools
True profit after platform fees, shipping, payment processing and returns — for Amazon, Etsy, eBay, Shopify and more.
- Amazon FBA Profit CalculatorReferral + FBA + storage + ads.
- Shopify Store Revenue CalculatorTraffic × conversion × AOV × margin.
- Etsy Shop Profit CalculatorListing + transaction + payment + ads.
- eBay Revenue CalculatorFinal value + payment + promoted listings.
- Dropshipping Profit CalculatorMargin after supplier + ads + refunds.
- Creator Merch Profit CalculatorPOD margin per design (Printify/Printful).
Free retirement & investing tools
401(k), Roth conversions, FIRE planning, HSA, RMDs and Social Security — using SECURE 2.0 and 2026 SSA bend points.
- 401(k) CalculatorContributions + match + growth + SECURE 2.0 catch-up.
- Roth Conversion CalculatorBracket-fill conversion strategy.
- Early Retirement (FIRE) CalculatorSafe withdrawal rate to FI number.
- HSA Contribution CalculatorTriple-tax-advantaged savings.
- Social Security Benefits CalculatorAIME, PIA, claim-age trade-off.
Why these tools are free
RevenueLab is ad-supported. The calculators stay free because display ads and a small set of relevant affiliate links cover hosting and the time it takes to keep 2026 benchmarks current. There's no premium tier, no "unlock advanced features," and no point at which we ask for an email to see your result.
Every tool documents its formula and cites the source for any benchmark (IRS Publication 15-T, SSA bend points, YouTube Partner Program disclosures, Mediavine/Raptive RPM reports, SaaS Capital benchmarks, etc.) so you can verify the math.
Frequently asked
- Are these calculators really free?
- Yes. Every tool — no signup, no email, no paywall. We're ad-supported with relevant affiliate links.
- Do I need to create an account?
- No. Optional sign-in only unlocks saving your scenarios.
- How accurate are the numbers?
- All formulas are documented on each tool and use 2026 published benchmarks. Real-world results vary ±10–30% with seasonality and edge cases.
- Can I use these for tax or business decisions?
- They're estimators, not professional advice. Validate anything legally binding or six-figure-plus with a CPA or attorney.
- What makes these different from spreadsheets?
- 2026 benchmarks baked in, plain-English insight on the result, and realistic presets so you don't start from an empty grid.