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💰 Financial · Rex's Toolbox

Monthly Retainer Pricing Calculator

Price a retainer on capacity, margin, and scope creep buffer.

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Rex says

Money math without the spreadsheet headache. Plug in your numbers and I'll show you exactly where the dollars land.

Try a scenario

Click to load — tweak from there.

Inputs

Result

Monthly retainer

$5,622

Effective hourly rate

$140.56

Monthly gross profit

$3,422

Total contract value

$33,733

Suggested overage rate per hour

$175.69

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How to use this

  1. 1Enter contracted hours per month.
  2. 2Enter your delivery cost per hour ($).
  3. 3Enter target gross margin (%).
  4. 4Enter scope creep buffer (%).
  5. 5Enter contract length in months.
  6. 6Read your monthly retainer on the right — it updates as you type.
  7. 7Hit Share to keep the scenario or send it to someone.

About this calculator

Retainers die from scope creep, not from bad pricing. Build the buffer in from the start: price the hours you expect, plus the overflow hours you know will happen.

FormulaRetainer = (Hours × Cost rate) ÷ (1 − target margin) × (1 + creep buffer).

Worked example

Using the values the calculator loads with:

Inputs

  • Contracted hours per month: 40
  • Your delivery cost per hour: 55 $
  • Target gross margin: 55 %
  • Scope creep buffer: 15 %
  • Contract length in months: 6

Results

  • Monthly retainer: $5,622.22
  • Effective hourly rate: $140.56
  • Monthly gross profit: $3,422.22
  • Total contract value: $33,733.33
  • Suggested overage rate per hour: $175.69

What each field means

Inputs

Contracted hours per month
The contracted hours per month used in the calculation. Starts at 40 so you have a working example on load.
Your delivery cost per hour ($)
The your delivery cost per hour used in the calculation, measured in $. Starts at 55 $ so you have a working example on load.
Target gross margin (%)
The target gross margin used in the calculation, measured in %. Starts at 55 % so you have a working example on load. Accepted range: 0–90 %.
Scope creep buffer (%)
The scope creep buffer used in the calculation, measured in %. Starts at 15 % so you have a working example on load. Accepted range: 0–50 %.
Contract length in months
The contract length in months used in the calculation. Starts at 6 so you have a working example on load.

Results

Monthly retainer
Returned as a money amount in US dollars and shown as the headline result. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
Effective hourly rate
Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
Monthly gross profit
Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
Total contract value
Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
Suggested overage rate per hour
Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.

FAQ

How does the monthly retainer pricing calculator work?

Retainers die from scope creep, not from bad pricing. Build the buffer in from the start: price the hours you expect, plus the overflow hours you know will happen. The underlying maths is: Retainer = (Hours × Cost rate) ÷ (1 − target margin) × (1 + creep buffer).

What do I need to enter?

5 values: contracted hours per month, your delivery cost per hour, target gross margin, scope creep buffer, and contract length in months. Each field starts with a sensible default, so you can change one number at a time and watch the result move.

What does the monthly retainer result mean?

It is returned as a money amount in US dollars and updates live as you edit the inputs, so you can compare two or three versions of a scenario in a few seconds.

Is this calculator free, and do I need an account?

Yes, it's free, and no account is required. Nothing you type is stored on our servers — the maths runs entirely in your browser.

How accurate is the result?

It applies the standard formula exactly, so the arithmetic is precise. Results are estimates before tax, fees, and inflation unless an input explicitly covers them.

Who is this tool for?

It's built for anyone comparing money scenarios before committing — budgeting a payment, sanity-checking a quote, or seeing what a change in rate or term actually costs.

Accuracy and limitations

  • Results are estimates before tax, fees, and inflation unless an input explicitly covers them.
  • Rates are treated as fixed for the whole period — variable-rate products will drift from this projection.
  • This is educational maths, not financial advice. Check anything contractual with the lender or your accountant.

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Cite this calculator

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APA
RevenueLab. (2026). Retainer Pricing Calculator. Retrieved from https://www.revenuelab.fyi/toolbox/retainer-pricing
HTML
<p>Source: <a href="https://www.revenuelab.fyi/toolbox/retainer-pricing" target="_blank" rel="noopener">Retainer Pricing Calculator — RevenueLab</a> (2026).</p>
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Source: [Retainer Pricing Calculator — RevenueLab](https://www.revenuelab.fyi/toolbox/retainer-pricing) (2026).
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