B2B sales stack · Free calculator

In-House SDR vs Agency Cost Calculator

Compare a fully loaded in-house SDR against an outsourced outbound agency: cost per meeting, cost per opportunity, ramp time, and the break-even month.

Disclaimer: Seat prices, connect rates, and win rates vary hugely by team and contract. Every figure here is an editable input, not a vendor quote — model your own pipeline before you sign or churn a tool.

$62,000
$22,000
24%
$320
$900
3
12
$7,500
$150
14
32%
46%
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Formula used

Cost per qualified opportunity, both ways

Comparing retainers to salaries is the classic mistake. An SDR costs payroll load, tooling, management attention, and three to five months of ramp before producing at rate — and an agency's cheaper meeting is only cheaper if it converts. Normalise both to cost per qualified opportunity and the answer stops being a matter of taste.

In-house = (cash comp × (1 + load) + tools + management) ÷ (ramped meetings × meeting-to-opp) · Agency = (retainer + per-meeting × volume) × 12 ÷ (meetings × meeting-to-opp)
Fully loaded SDR cost
1.4–1.6× cash comp
Typical SDR ramp
3–5 months
Agency meeting → opportunity
15%–40%
In-house meeting → opportunity
35%–55%
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<iframe src="https://www.revenuelab.fyi/embed/sdr-vs-agency-cost-calculator?sdrSalary=62000&sdrCommission=22000&benefitsLoad=24&toolsPerSdr=320&managementLoad=900&rampMonths=3&sdrMeetings=12&agencyRetainer=7500&agencyPerMeeting=150&agencyMeetings=14&agencyQuality=32&sdrQuality=46" width="100%" height="680" style="border:0;border-radius:12px;max-width:100%" loading="lazy" title="In-House SDR vs Agency Cost Calculator"></iframe>
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<p>Source: <a href="https://www.revenuelab.fyi/sdr-vs-agency-cost-calculator" target="_blank" rel="noopener">In-House SDR vs Agency Cost Calculator — RevenueLab</a> (2026).</p>
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Source: [In-House SDR vs Agency Cost Calculator — RevenueLab](https://www.revenuelab.fyi/sdr-vs-agency-cost-calculator) (2026).

Ramp is the tiebreaker in year one

An SDR who takes four months to ramp has effectively burned a third of the year's cost before hitting quota — and if they leave at month nine, you never recover it. Agencies skip ramp, which is most of their real advantage; they rarely win on steady-state cost per opportunity.

Normalise on quality, not volume

Booked meetings are not the unit of value.

  • Count only meetings that become qualified opportunities.
  • Track no-show rate separately — agencies often quote booked, not held.
  • Watch brand risk: an agency mailing your ICP badly is expensive in ways this model can't price.
  • Check who owns the data and sequences when the contract ends.

The hybrid answer

Many teams use an agency to prove a segment, then bring it in-house once cost per opportunity and messaging stabilise. Model both at your real numbers and pick the switchover point deliberately rather than by frustration.

FAQ

What load should I use for benefits?

20%–30% covers payroll taxes, benefits, and equipment in most US teams. Non-US employer costs can run higher — use your finance team's number if you have it.

Should manager time really be charged to the SDR?

Yes. A manager coaching six SDRs is a real cost of the in-house model that the agency comparison doesn't carry. Divide their loaded cost by span of control.

Agencies quote per meeting — why include a retainer?

Almost all charge both, or bury setup and list costs in the first months. Put whatever you're actually invoiced into the two agency inputs.

What if the agency's meetings don't convert at all?

Set meeting-to-opportunity near zero and the cost per opportunity goes to infinity — which is the honest answer. Insist on a qualification definition in the contract.

How this calculator is built

Independently maintained

Written by Sam Doshi and the RevenueLab editorial team. We don't sell the data feeds this tool is built on.

Sourced from primary data

Benchmarks come from public AdSense / Stripe / IRS disclosures and reader-submitted data — never third-party "$X per view" claims. Full methodology.

Last editorial review

Reviewed on a rolling quarterly cycle. Dated reviews are published on the methodology record for each calculator.

Editorial standards

See our editorial policy and disclaimer. Results are estimates, not advice.