Own vs Lease vs Rideshare vs Transit Calculator
Compare the true monthly cost and 5-year net worth impact of owning a car, leasing, rideshare-only, transit, or e-bike in the 20 largest U.S. metros — with real local parking, insurance, fare, and gas data.
Generic transportation calculators assume one parking rate, one insurance premium, and one fare. That's how a Manhattan resident ends up reading car-ownership advice written for Phoenix — and vice versa. We built a city-by-city page for the 20 metros where the answer actually changes. Each page compares five real options (own, lease, rideshare, transit, e-bike) using the city's actual parking rate, transit pass price, average gas price, and median car-insurance premium. Save scenarios, share a prefilled URL with whoever you're moving with, run a what-if multiplier when gas spikes or your insurer raises rates, and read 900+ words of write-up that's specific to your city — not a generic blog rotated through city names.
- 20 major U.S. metros with real local cost inputs
- 5 options compared: own / lease / rideshare / transit / e-bike
- Monthly all-in AND 5-year net worth delta per option
- Save scenarios, copy prefill URL, print to PDF
- Conservative / Typical / Ambitious presets
- Cited sources on every page