Rex says
Money math without the spreadsheet headache. Plug in your numbers and I'll show you exactly where the dollars land.
Try a scenario
Click to load — tweak from there.Inputs
Result
Estimated net settlement
$31,117
Gross settlement value
$36,609
Permanent partial disability portion
$17,609
Weekly compensation rate
$734
Attorney fee
$5,491
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One click, a permanent link with your numbers baked in.
How to use this
- 1Enter average weekly wage before injury ($).
- 2Enter state compensation rate (% of wage).
- 3Enter state weekly maximum ($).
- 4Enter permanent impairment rating (%).
- 5Enter scheduled weeks for body part (weeks).
- 6Enter unpaid temporary disability ($).
- 7Enter future medical buyout ($).
- 8Enter attorney fee cap (%).
- 9Read your estimated net settlement on the right — it updates as you type.
- 10Hit Share to keep the scenario or send it to someone.
About this calculator
Workers' compensation settlements are built from formulas, not juries, which makes them unusually predictable. The core piece is permanent partial disability: your impairment rating multiplied by the number of weeks your state assigns to the affected body part, multiplied by your compensation rate — typically two-thirds of your pre-injury average weekly wage, capped at a state maximum. Add unpaid temporary disability, add a negotiated amount for future medical care if you are closing out medical rights, then subtract attorney fees, which are statutorily capped in most states between 10% and 20%. This calculator runs that chain end to end. Body-part week schedules vary widely by state — a total loss of use of a hand ranges from roughly 150 to over 300 weeks depending on jurisdiction — so enter your state's figure for a meaningful result. Nothing here is legal advice; approval by a workers' comp judge or board is required in nearly every state.
Worked example
Using the values the calculator loads with:
Inputs
- Average weekly wage before injury: 1100 $
- State compensation rate: 66.7 % of wage
- State weekly maximum: 1150 $
- Permanent impairment rating: 12 %
- Scheduled weeks for body part: 200 weeks
- Unpaid temporary disability: 4000 $
- Future medical buyout: 15000 $
- Attorney fee cap: 15 %
Results
- Estimated net settlement: $31,117
- Gross settlement value: $36,609
- Permanent partial disability portion: $17,609
- Weekly compensation rate: $734
- Attorney fee: $5,491
What each field means
Inputs
- Average weekly wage before injury ($)
- The average weekly wage before injury used in the calculation, measured in $. Starts at 1100 $ so you have a working example on load. Accepted range: 100–10000 $.
- State compensation rate (% of wage)
- The state compensation rate used in the calculation, measured in % of wage. Starts at 66.7 % of wage so you have a working example on load. Accepted range: 50–100 % of wage.
- State weekly maximum ($)
- The state weekly maximum used in the calculation, measured in $. Starts at 1150 $ so you have a working example on load. Accepted range: 200–3000 $.
- Permanent impairment rating (%)
- The permanent impairment rating used in the calculation, measured in %. Starts at 12 % so you have a working example on load. Accepted range: 0–100 %.
- Scheduled weeks for body part (weeks)
- The scheduled weeks for body part used in the calculation, measured in weeks. Starts at 200 weeks so you have a working example on load. Accepted range: 10–600 weeks.
- Unpaid temporary disability ($)
- The unpaid temporary disability used in the calculation, measured in $. Starts at 4000 $ so you have a working example on load. Accepted range: 0–200000 $.
- Future medical buyout ($)
- The future medical buyout used in the calculation, measured in $. Starts at 15000 $ so you have a working example on load. Accepted range: 0–500000 $.
- Attorney fee cap (%)
- The attorney fee cap used in the calculation, measured in %. Starts at 15 % so you have a working example on load. Accepted range: 0–25 %.
Results
- Estimated net settlement
- Returned as a money amount in US dollars and shown as the headline result. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Gross settlement value
- Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Permanent partial disability portion
- Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Weekly compensation rate
- Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Attorney fee
- Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
FAQ
Where do I find my state's scheduled weeks?
Every state workers' comp agency publishes a schedule of losses listing weeks per body part. Search your state's agency site for 'schedule of loss' or ask your attorney — the number changes the result more than anything else here.
What is an impairment rating?
A physician assigns it, usually following the AMA Guides, after you reach maximum medical improvement. Disputed ratings are the single most common reason settlements stall.
Should I close out future medical?
Closing medical rights raises the cash today but ends the insurer's obligation to pay for related care forever, including surgery years later. If Medicare is involved, a Medicare Set-Aside may be required.
Are workers' comp settlements taxable?
Generally no under federal law, though offsets apply if you also receive Social Security disability. This tool shows pre-tax figures and is not tax advice.
Accuracy and limitations
- Results are estimates before tax, fees, and inflation unless an input explicitly covers them.
- Rates are treated as fixed for the whole period — variable-rate products will drift from this projection.
- This is educational maths, not financial advice. Check anything contractual with the lender or your accountant.
Related tools
Workers Comp Settlement Calculator — Estimate Your Claim (2026)
Estimate a workers' compensation settlement from your wage, impairment rating, lost time, and future medical costs.
Personal Injury Settlement Estimator
Estimate gross settlement, attorney fee, liens, and your net take-home.
Debt Settlement Savings Calculator
What you actually keep after settlement fees, taxes, and credit damage.
Cite this calculator
Writing about this topic? Grab a citation — every link helps keep these tools free.
RevenueLab. (2026). Workers' Comp Settlement Calculator. Retrieved from https://www.revenuelab.fyi/toolbox/workers-comp-ppd-settlement-calculator
<p>Source: <a href="https://www.revenuelab.fyi/toolbox/workers-comp-ppd-settlement-calculator" target="_blank" rel="noopener">Workers' Comp Settlement Calculator — RevenueLab</a> (2026).</p>
Source: [Workers' Comp Settlement Calculator — RevenueLab](https://www.revenuelab.fyi/toolbox/workers-comp-ppd-settlement-calculator) (2026).