Rex says
Money math without the spreadsheet headache. Plug in your numbers and I'll show you exactly where the dollars land.
Try a scenario
Click to load — tweak from there.Inputs
Result
Net worth
$256,000
Total assets
$558,000
Total liabilities
$302,000
Debt-to-asset ratio
54.1%
Liquid net worth
$120,000
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One click, a permanent link with your numbers baked in.
How to use this
- 1Enter cash and savings ($).
- 2Enter investments and retirement ($).
- 3Enter property value ($).
- 4Enter other assets ($).
- 5Enter mortgage ($).
- 6Enter loans and card debt ($).
- 7Read your net worth on the right — it updates as you type.
- 8Hit Share to keep the scenario or send it to someone.
About this calculator
Net worth is the single cleanest measure of financial progress because it captures both sides of the ledger. Track it quarterly — the trend matters far more than the absolute number.
Worked example
Using the values the calculator loads with:
Inputs
- Cash and savings: 25000 $
- Investments and retirement: 95000 $
- Property value: 420000 $
- Other assets: 18000 $
- Mortgage: 280000 $
- Loans and card debt: 22000 $
Results
- Net worth: $256,000.00
- Total assets: $558,000.00
- Total liabilities: $302,000.00
- Debt-to-asset ratio: 54.1%
- Liquid net worth: $120,000.00
What each field means
Inputs
- Cash and savings ($)
- The cash and savings used in the calculation, measured in $. Starts at 25000 $ so you have a working example on load.
- Investments and retirement ($)
- The investments and retirement used in the calculation, measured in $. Starts at 95000 $ so you have a working example on load.
- Property value ($)
- The property value used in the calculation, measured in $. Starts at 420000 $ so you have a working example on load.
- Other assets ($)
- The other assets used in the calculation, measured in $. Starts at 18000 $ so you have a working example on load.
- Mortgage ($)
- The mortgage used in the calculation, measured in $. Starts at 280000 $ so you have a working example on load.
- Loans and card debt ($)
- The loans and card debt used in the calculation, measured in $. Starts at 22000 $ so you have a working example on load.
Results
- Net worth
- Returned as a money amount in US dollars and shown as the headline result. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Total assets
- Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Total liabilities
- Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Debt-to-asset ratio
- Returned as a percentage. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Liquid net worth
- Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
FAQ
How does the net worth calculator work?
Net worth is the single cleanest measure of financial progress because it captures both sides of the ledger. Track it quarterly — the trend matters far more than the absolute number. The underlying maths is: Net worth = Total assets − Total liabilities.
What do I need to enter?
6 values: cash and savings, investments and retirement, property value, other assets, mortgage, and loans and card debt. Each field starts with a sensible default, so you can change one number at a time and watch the result move.
What does the net worth result mean?
It is returned as a money amount in US dollars and updates live as you edit the inputs, so you can compare two or three versions of a scenario in a few seconds.
Is this calculator free, and do I need an account?
Yes, it's free, and no account is required. Nothing you type is stored on our servers — the maths runs entirely in your browser.
How accurate is the result?
It applies the standard formula exactly, so the arithmetic is precise. Results are estimates before tax, fees, and inflation unless an input explicitly covers them.
Who is this tool for?
It's built for anyone comparing money scenarios before committing — budgeting a payment, sanity-checking a quote, or seeing what a change in rate or term actually costs.
Accuracy and limitations
- Results are estimates before tax, fees, and inflation unless an input explicitly covers them.
- Rates are treated as fixed for the whole period — variable-rate products will drift from this projection.
- This is educational maths, not financial advice. Check anything contractual with the lender or your accountant.
Related tools
Cite this calculator
Writing about this topic? Grab a citation — every link helps keep these tools free.
RevenueLab. (2026). Net Worth Calculator. Retrieved from https://www.revenuelab.fyi/toolbox/net-worth
<p>Source: <a href="https://www.revenuelab.fyi/toolbox/net-worth" target="_blank" rel="noopener">Net Worth Calculator — RevenueLab</a> (2026).</p>
Source: [Net Worth Calculator — RevenueLab](https://www.revenuelab.fyi/toolbox/net-worth) (2026).