Rex says
Money math without the spreadsheet headache. Plug in your numbers and I'll show you exactly where the dollars land.
Try a scenario
Click to load — tweak from there.Inputs
Result
Better offer after cost of living
Offer B
Adjusted advantage
$21,281
Offer A adjusted value
$135,862
Offer B adjusted value
$157,143
Offer A raw total comp
$197,000
Offer B raw total comp
$154,000
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One click, a permanent link with your numbers baked in.
How to use this
- 1Enter offer a base ($).
- 2Enter offer a bonus ($).
- 3Enter offer a annual equity ($).
- 4Enter offer a benefits + match value ($).
- 5Enter offer a cost-of-living index (100 = us avg).
- 6Enter offer b base ($).
- 7Enter offer b bonus ($).
- 8Enter offer b annual equity ($).
- 9Enter offer b benefits + match value ($).
- 10Enter offer b cost-of-living index.
- 11Read your better offer after cost of living on the right — it updates as you type.
- 12Hit Share to keep the scenario or send it to someone.
About this calculator
Base salary is often less than 70% of the real package once equity, match, bonus, healthcare, and commute costs are counted — and cost of living can flip the ranking entirely.
Worked example
Using the values the calculator loads with:
Inputs
- Offer A base: 140000 $
- Offer A bonus: 18000 $
- Offer A annual equity: 25000 $
- Offer A benefits + match value: 14000 $
- Offer A cost-of-living index (100 = US avg): 145
- Offer B base: 122000 $
- Offer B bonus: 10000 $
- Offer B annual equity: 6000 $
- Offer B benefits + match value: 16000 $
- Offer B cost-of-living index: 98
Results
- Better offer after cost of living: Offer B
- Adjusted advantage: $21,280.79
- Offer A adjusted value: $135,862.07
- Offer B adjusted value: $157,142.86
- Offer A raw total comp: $197,000.00
- Offer B raw total comp: $154,000.00
What each field means
Inputs
- Offer A base ($)
- The offer a base used in the calculation, measured in $. Starts at 140000 $ so you have a working example on load.
- Offer A bonus ($)
- The offer a bonus used in the calculation, measured in $. Starts at 18000 $ so you have a working example on load.
- Offer A annual equity ($)
- The offer a annual equity used in the calculation, measured in $. Starts at 25000 $ so you have a working example on load.
- Offer A benefits + match value ($)
- The offer a benefits + match value used in the calculation, measured in $. Starts at 14000 $ so you have a working example on load.
- Offer A cost-of-living index (100 = US avg)
- The offer a cost-of-living index (100 = us avg) used in the calculation. Starts at 145 so you have a working example on load. Accepted range: 50–250.
- Offer B base ($)
- The offer b base used in the calculation, measured in $. Starts at 122000 $ so you have a working example on load.
- Offer B bonus ($)
- The offer b bonus used in the calculation, measured in $. Starts at 10000 $ so you have a working example on load.
- Offer B annual equity ($)
- The offer b annual equity used in the calculation, measured in $. Starts at 6000 $ so you have a working example on load.
- Offer B benefits + match value ($)
- The offer b benefits + match value used in the calculation, measured in $. Starts at 16000 $ so you have a working example on load.
- Offer B cost-of-living index
- The offer b cost-of-living index used in the calculation. Starts at 98 so you have a working example on load. Accepted range: 50–250.
Results
- Better offer after cost of living
- Returned as a plain value and shown as the headline result. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Adjusted advantage
- Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Offer A adjusted value
- Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Offer B adjusted value
- Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Offer A raw total comp
- Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Offer B raw total comp
- Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
FAQ
How does the job offer comparison calculator work?
Base salary is often less than 70% of the real package once equity, match, bonus, healthcare, and commute costs are counted — and cost of living can flip the ranking entirely. The underlying maths is: Total = Base + bonus + equity/year + match + benefits − commute, ÷ cost-of-living index.
What do I need to enter?
10 values: offer a base, offer a bonus, offer a annual equity, offer a benefits + match value, offer a cost-of-living index (100 = us avg), offer b base, offer b bonus, offer b annual equity, offer b benefits + match value, and offer b cost-of-living index. Each field starts with a sensible default, so you can change one number at a time and watch the result move.
What does the better offer after cost of living result mean?
It is returned as a plain value and updates live as you edit the inputs, so you can compare two or three versions of a scenario in a few seconds.
Is this calculator free, and do I need an account?
Yes, it's free, and no account is required. Nothing you type is stored on our servers — the maths runs entirely in your browser.
How accurate is the result?
It applies the standard formula exactly, so the arithmetic is precise. Results are estimates before tax, fees, and inflation unless an input explicitly covers them.
Who is this tool for?
It's built for anyone comparing money scenarios before committing — budgeting a payment, sanity-checking a quote, or seeing what a change in rate or term actually costs.
Accuracy and limitations
- Results are estimates before tax, fees, and inflation unless an input explicitly covers them.
- Rates are treated as fixed for the whole period — variable-rate products will drift from this projection.
- This is educational maths, not financial advice. Check anything contractual with the lender or your accountant.
Related tools
Cite this calculator
Writing about this topic? Grab a citation — every link helps keep these tools free.
RevenueLab. (2026). Job Offer Comparison Calculator. Retrieved from https://www.revenuelab.fyi/toolbox/job-offer-compare
<p>Source: <a href="https://www.revenuelab.fyi/toolbox/job-offer-compare" target="_blank" rel="noopener">Job Offer Comparison Calculator — RevenueLab</a> (2026).</p>
Source: [Job Offer Comparison Calculator — RevenueLab](https://www.revenuelab.fyi/toolbox/job-offer-compare) (2026).