Rex says
Money math without the spreadsheet headache. Plug in your numbers and I'll show you exactly where the dollars land.
Try a scenario
Click to load — tweak from there.Inputs
Result
Annual dividend income at the end
$2,563
Monthly income
$213.54
Yield on original cost
5.13%
Position value (dividends reinvested)
$71,102
Cash dividends collected
$0
First-year income
$1,700
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How to use this
- 1Enter amount invested ($).
- 2Enter current dividend yield (%).
- 3Enter annual dividend growth (%).
- 4Enter years held.
- 5Enter reinvest dividends?.
- 6Read your annual dividend income at the end on the right — it updates as you type.
- 7Hit Share to keep the scenario or send it to someone.
About this calculator
Yield on cost is the number that matters for long-term holders: a 3% yield today that grows 8% a year yields over 6% on your original money in a decade.
Worked example
Using the values the calculator loads with:
Inputs
- Amount invested: 50000 $
- Current dividend yield: 3.4 %
- Annual dividend growth: 6 %
- Years held: 10
- Reinvest dividends?: Yes (DRIP)
Results
- Annual dividend income at the end: $2,562.50
- Monthly income: $213.54
- Yield on original cost: 5.13%
- Position value (dividends reinvested): $71,101.58
- Cash dividends collected: $0.00
- First-year income: $1,700.00
What each field means
Inputs
- Amount invested ($)
- The amount invested used in the calculation, measured in $. Starts at 50000 $ so you have a working example on load.
- Current dividend yield (%)
- The current dividend yield used in the calculation, measured in %. Starts at 3.4 % so you have a working example on load. Accepted range: 0–25 %.
- Annual dividend growth (%)
- The annual dividend growth used in the calculation, measured in %. Starts at 6 % so you have a working example on load. Accepted range: 0–30 %.
- Years held
- The years held used in the calculation. Starts at 10 so you have a working example on load. Accepted range: 1–50.
- Reinvest dividends?
- Pick the option that matches your situation — the maths changes per option. Choices: Yes (DRIP), No, take the cash.
Results
- Annual dividend income at the end
- Returned as a money amount in US dollars and shown as the headline result. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Monthly income
- Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Yield on original cost
- Returned as a percentage. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Position value (dividends reinvested)
- Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Cash dividends collected
- Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- First-year income
- Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
FAQ
How does the dividend income calculator work?
Yield on cost is the number that matters for long-term holders: a 3% yield today that grows 8% a year yields over 6% on your original money in a decade. The underlying maths is: Income = Shares × dividend per share; yield = Income ÷ Market value × 100.
What do I need to enter?
5 values: amount invested, current dividend yield, annual dividend growth, years held, and reinvest dividends?. Each field starts with a sensible default, so you can change one number at a time and watch the result move.
What does the annual dividend income at the end result mean?
It is returned as a money amount in US dollars and updates live as you edit the inputs, so you can compare two or three versions of a scenario in a few seconds.
Is this calculator free, and do I need an account?
Yes, it's free, and no account is required. Nothing you type is stored on our servers — the maths runs entirely in your browser.
How accurate is the result?
It applies the standard formula exactly, so the arithmetic is precise. Results are estimates before tax, fees, and inflation unless an input explicitly covers them.
Who is this tool for?
It's built for anyone comparing money scenarios before committing — budgeting a payment, sanity-checking a quote, or seeing what a change in rate or term actually costs.
Accuracy and limitations
- Results are estimates before tax, fees, and inflation unless an input explicitly covers them.
- Rates are treated as fixed for the whole period — variable-rate products will drift from this projection.
- This is educational maths, not financial advice. Check anything contractual with the lender or your accountant.
Related tools
Cite this calculator
Writing about this topic? Grab a citation — every link helps keep these tools free.
RevenueLab. (2026). Dividend Income Calculator. Retrieved from https://www.revenuelab.fyi/toolbox/dividend-income
<p>Source: <a href="https://www.revenuelab.fyi/toolbox/dividend-income" target="_blank" rel="noopener">Dividend Income Calculator — RevenueLab</a> (2026).</p>
Source: [Dividend Income Calculator — RevenueLab](https://www.revenuelab.fyi/toolbox/dividend-income) (2026).