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💰 Financial · Rex's Toolbox

Credit Card Payoff Calculator

How long to pay off a balance — and total interest.

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Rex says

Money math without the spreadsheet headache. Plug in your numbers and I'll show you exactly where the dollars land.

Try a scenario

Click to load — tweak from there.

Inputs

Result

Months to payoff

34

Total interest

$1,800

Total paid

$6,800

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Psst — share this and help Rex grow

One click, a permanent link with your numbers baked in.

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How to use this

  1. 1Enter current balance ($).
  2. 2Enter apr (%).
  3. 3Enter monthly payment ($).
  4. 4Read your months to payoff on the right — it updates as you type.
  5. 5Hit Share to keep the scenario or send it to someone.

About this calculator

Compute months to payoff and total interest paid for a credit card balance at a fixed monthly payment.

FAQ

What if my payment is too low?

If the monthly payment doesn't exceed the monthly interest charge, the balance never pays off. Increase your payment.

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