Rex says
Money math without the spreadsheet headache. Plug in your numbers and I'll show you exactly where the dollars land.
Try a scenario
Click to load — tweak from there.Inputs
Result
Full annual cost of commuting
$7,467
Cash cost per year
$2,637
Value of time spent
$4,830
Hours commuting per year
161
Cost per weekly onsite day
$2,489
Miles driven per year
4,968
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One click, a permanent link with your numbers baked in.
Got your number — what next?
Pick one, it takes 20 secondsHow to use this
- 1Enter commute mode.
- 2Enter one-way distance (miles).
- 3Enter onsite days per week (days).
- 4Enter working weeks per year (weeks).
- 5Enter vehicle efficiency (mpg).
- 6Enter fuel price ($/gal).
- 7Enter wear, tyres & depreciation ($/mile).
- 8Enter parking per onsite day ($/day).
- 9Enter tolls per onsite day ($/day).
- 10Enter transit cost per month ($/mo).
- 11Enter one-way travel time (minutes).
- 12Enter your hourly time value ($/hr).
- 13Read your full annual cost of commuting on the right — it updates as you type.
- 14Hit Share to keep the scenario or send it to someone.
About this calculator
A commute is a recurring subscription you pay in cash and in time. This calculator totals the annual money cost for driving (fuel, per-mile wear, parking, tolls) or transit (pass or fares), adds the hours consumed, and prices those hours at your own hourly rate to produce a full cost. It also shows what each extra onsite day per week costs, which is the most useful output when negotiating hybrid arrangements — the number turns a scheduling preference into a concrete figure both sides can weigh.
Worked example
Using the values the calculator loads with:
Inputs
- Commute mode: Drive
- One-way distance: 18 miles
- Onsite days per week: 3 days
- Working weeks per year: 46 weeks
- Vehicle efficiency: 28 mpg
- Fuel price: 3.6 $/gal
- Wear, tyres & depreciation: 0.18 $/mile
- Parking per onsite day: 8 $/day
- Tolls per onsite day: 0 $/day
- Transit cost per month: 110 $/mo
- One-way travel time: 35 minutes
- Your hourly time value: 30 $/hr
Results
- Full annual cost of commuting: $7,466.98
- Cash cost per year: $2,636.98
- Value of time spent: $4,830.00
- Hours commuting per year: 161
- Cost per weekly onsite day: $2,488.99
- Miles driven per year: 4,968
What each field means
Inputs
- Commute mode
- Pick the option that matches your situation — the maths changes per option. Choices: Drive, Public transit.
- One-way distance (miles)
- The one-way distance used in the calculation, measured in miles. Starts at 18 miles so you have a working example on load.
- Onsite days per week (days)
- The onsite days per week used in the calculation, measured in days. Starts at 3 days so you have a working example on load. Accepted range: 0–7 days.
- Working weeks per year (weeks)
- The working weeks per year used in the calculation, measured in weeks. Starts at 46 weeks so you have a working example on load. Accepted range: 1–52 weeks.
- Vehicle efficiency (mpg)
- The vehicle efficiency used in the calculation, measured in mpg. Starts at 28 mpg so you have a working example on load.
- Fuel price ($/gal)
- The fuel price used in the calculation, measured in $/gal. Starts at 3.6 $/gal so you have a working example on load.
- Wear, tyres & depreciation ($/mile)
- The wear, tyres & depreciation used in the calculation, measured in $/mile. Starts at 0.18 $/mile so you have a working example on load.
- Parking per onsite day ($/day)
- The parking per onsite day used in the calculation, measured in $/day. Starts at 8 $/day so you have a working example on load.
- Tolls per onsite day ($/day)
- The tolls per onsite day used in the calculation, measured in $/day. Starts at 0 $/day so you have a working example on load.
- Transit cost per month ($/mo)
- The transit cost per month used in the calculation, measured in $/mo. Starts at 110 $/mo so you have a working example on load.
- One-way travel time (minutes)
- The one-way travel time used in the calculation, measured in minutes. Starts at 35 minutes so you have a working example on load.
- Your hourly time value ($/hr)
- The your hourly time value used in the calculation, measured in $/hr. Starts at 30 $/hr so you have a working example on load.
Results
- Full annual cost of commuting
- Returned as a money amount in US dollars and shown as the headline result. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Cash cost per year
- Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Value of time spent
- Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Hours commuting per year
- Returned as a whole number. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Cost per weekly onsite day
- Returned as a money amount in US dollars. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
- Miles driven per year
- Returned as a whole number. It recalculates instantly whenever you change an input, so you can compare scenarios without reloading.
FAQ
What per-mile wear figure is realistic?
Depreciation, tyres, and maintenance commonly land somewhere around 15-25 cents per mile for an ordinary car, separate from fuel. Full-cost figures published for reimbursement purposes bundle insurance and registration, which you pay whether or not you commute, so they overstate the marginal cost of a commute.
Should I price my time at my hourly wage?
Wage is a defensible anchor but not a rule. Commuting time is not convertible to paid work for most employees, so some people value it lower; others value it higher because it is the least pleasant hour of the day. Use whatever figure makes the trade-off feel honest to you.
How do I use the cost per weekly onsite day?
It converts a schedule negotiation into money. If one extra day per week costs you a four-figure sum annually in cash and time, that is a concrete number to bring to a hybrid conversation, or to weigh against a relocation.
Does working from home actually save all of this?
Most of it, minus a modest increase in home utilities and any equipment you buy. The time saving is the larger component for long commutes and is the part people consistently under-count when comparing roles.
Accuracy and limitations
- Results are estimates before tax, fees, and inflation unless an input explicitly covers them.
- Rates are treated as fixed for the whole period — variable-rate products will drift from this projection.
- This is educational maths, not financial advice. Check anything contractual with the lender or your accountant.
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Cite this calculator
Writing about this topic? Grab a citation — every link helps keep these tools free.
RevenueLab. (2026). Annual Commute Cost Calculator. Retrieved from https://www.revenuelab.fyi/toolbox/commute-cost-annual
<p>Source: <a href="https://www.revenuelab.fyi/toolbox/commute-cost-annual" target="_blank" rel="noopener">Annual Commute Cost Calculator — RevenueLab</a> (2026).</p>
Source: [Annual Commute Cost Calculator — RevenueLab](https://www.revenuelab.fyi/toolbox/commute-cost-annual) (2026).