Payments
Stripe Fee Calculator
Calculate Stripe's processing fee on any payment and the amount to charge so you net exactly what you need.
Stripe's standard US rate for domestic cards online.
Rates checked November 2026. Edit them if your app shows a different fee.
You receive
$96.80
- Payment
- $100.00
- Fee
- $3.20
- You keep
- $96.80
- Effective rate
- 3.20%
Fee table
| Transaction | Fee | On $100 | On $1,000 |
|---|---|---|---|
| Online card (US) | 2.9% + $0.30 | $3.20 | $29.30 |
| International card | 4.4% + $0.30 | $4.70 | $44.30 |
| International + conversion | 5.4% + $0.30 | $5.70 | $54.30 |
| In-person (Terminal) | 2.7% + $0.05 | $2.75 | $27.05 |
| ACH Direct Debit | 0.8%, max $5.00 | $0.80 | $5.00 |
See all four apps compared in our payment fee guide, or the PayPal fee calculator.
Questions
What does Stripe charge on $100?
$3.20 for a US card online (2.9% + $0.30), leaving $96.80. An international card costs $4.70.
How do I pass Stripe fees to the customer?
Use 'I want to keep'. To net $100 on a US card you'd charge $103.30. Check card-network surcharging rules and your state's laws before adding a surcharge.
Does Stripe refund fees on refunds?
No. Stripe doesn't return the processing fee when you refund a payment.
Are there monthly fees?
Not on standard pricing. Some products (Billing, Tax, Radar for teams, Connect) add their own fees on top.
Sources
Fees change. The fee shown in your app at checkout is the one that applies.