Side-by-side · Residential Property ROI Calculator

Compare residential property roi calculator across countries

Pick up to 4 countries and underwrite the same purchase price, financing and rent against each country's transfer duty, annual property tax, rental income tax and capital gains.

Educational estimate only — not investment, tax, or legal advice. Tax rates and FX are national midpoints; confirm locally before transacting.

Shared inputs

These drive every country column below. All math runs in USD; each column overlays its country's tax + FX.

Purchase price$350,000

Down payment %25%

Mortgage interest rate7%

Monthly market rent$2,400

Saved scenarios

Store the selected countries + inputs to local storage. Reload them anytime on this device.

No saved scenarios yet. Configure the inputs + countries above, then save.

Comparing🇺🇸 United States🇵🇹 Portugal🇲🇽 Mexico🇦🇪 United Arab Emirates

🇺🇸

United States

Americas · USD

Open

Cap rate

4.85%

Net annual cashflow (after income tax)

-$10,301

Transfer tax (1%)$3,500one-time

Annual property tax (1.1%)$3,850/yr

Income tax on rent (22%)$6,336/yr

Typical mortgage rate7%

Gross yield band5–9%

Key metrics

Cap rate4.85%

Cash-on-cash return-4.5%

DSCR (NOI / debt service)0.81

Net operating income (NOI)$16,992

Monthly P&I$1,746

Property tax varies massively by state (0.3% Hawaii → 2.2% NJ). 1031 exchange can defer capital gains on investment property.

🇵🇹

Portugal

Europe · EUR

Open

Cap rate

4.85%

Net annual cashflow (after income tax)

-$12,029

≈ -11 067 €

Transfer tax (6%)$21,000one-time

Annual property tax (0.4%)$1,400/yr

Income tax on rent (28%)$8,064/yr

Typical mortgage rate4%

Gross yield band4–7%

Key metrics

Cap rate4.85%

Cash-on-cash return-4.5%

DSCR (NOI / debt service)0.81

Net operating income (NOI)$16,992

Monthly P&I$1,746

IMT bands up to ~7.5%. AIMI surtax on portfolios > €600K. NHR replaced by IFICI in 2024 — narrower scope.

🇲🇽

Mexico

Americas · MXN

Open

Cap rate

4.85%

Net annual cashflow (after income tax)

-$11,165

≈ -$200,970

Transfer tax (4%)$14,000one-time

Annual property tax (0.2%)$700/yr

Income tax on rent (25%)$7,200/yr

Typical mortgage rate10%

Gross yield band5–10%

Key metrics

Cap rate4.85%

Cash-on-cash return-4.5%

DSCR (NOI / debt service)0.81

Net operating income (NOI)$16,992

Monthly P&I$1,746

Foreigners need a fideicomiso (bank trust) within 50 km of coast / 100 km of border. Add 4–7% closing costs.

🇦🇪

United Arab Emirates

Middle East · AED

Open

Cap rate

4.85%

Net annual cashflow (after income tax)

-$3,965

≈ ‏‎-14,552 د.إ.‏

Transfer tax (4%)$14,000one-time

Annual property tax (0%)$0/yr

Income tax on rent (0%)$0/yr

Typical mortgage rate4.5%

Gross yield band6–9%

Key metrics

Cap rate4.85%

Cash-on-cash return-4.5%

DSCR (NOI / debt service)0.81

Net operating income (NOI)$16,992

Monthly P&I$1,746

Dubai 4% DLD transfer fee + ~2% agent. No personal income or capital gains tax. Corporate tax 9% above AED 375K for entities.

Compare residential property roi calculator across countries

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