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Pennsylvania vs New Jersey: Take-Home Pay Compared

On $75,000, a single filer keeps $58,846 in Pennsylvania vs $58,553 in New Jersey — a $294/yr difference in 2026. Compare any salary.

Short answer

Pennsylvania vs New Jersey: Take-Home Pay Compared

$294Pennsylvania keeps more per year

On $75,000, Pennsylvania leaves you $294 more after income and payroll taxes.

How it's calculated: Pennsylvania $58,846 vs New Jersey $58,553 · $24/mo Adjust the inputs below to recalculate for your own numbers.

Disclaimer: Educational estimate — not tax advice. Federal uses 2026 IRS brackets and standard deduction; FICA uses the 2026 $176,100 Social Security wage base. State figures use 2025–2026 resident schedules; city/county taxes, credits and nonresident rules are not modeled. Cost of living, sales and property taxes are not included.

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Difference

Pennsylvania taxes every wage dollar at a flat 3.07% with no standard deduction, and nearly every municipality adds an Earned Income Tax plus a Local Services Tax. New Jersey has no standard deduction — just a $1,000 personal exemption — and brackets that reach 10.75% over $1M. Employees also pay small SDI/FLI premiums.

Δ = Net(PA) − Net(NJ)
PA at $75K
$58,846
NJ at $75K
$58,553
Yearly gap
$294
Monthly gap
$24
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Take-home at common salaries

Single filer, 2026:

  • • $50,000: Pennsylvania $40,679 · New Jersey $40,999
  • • $100,000: Pennsylvania $75,666 · New Jersey $74,556
  • • $150,000: Pennsylvania $108,673 · New Jersey $105,913

Taxes aren't the whole story

Housing, sales tax and property tax often outweigh income-tax differences. Compare rent for the specific cities before deciding on a move.

FAQ

Do you take home more in Pennsylvania or New Jersey?

At $75,000, Pennsylvania by about $294 a year.

For a city-specific version of this, see the NYC paycheck calculator.

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Written by Sam Doshi and the RevenueLab editorial team. We don't sell the data feeds this tool is built on.

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