Cost of Living

Cost of Living: City A vs City B Calculator

Compare actual take-home cash flow between 20 popular US city pairs — with real rent, salary, state tax, and grocery numbers. Stay, move, go remote, or split. See the math, not just averages.

Cost of living calculators almost always show the wrong number — they tell you what your salary is 'worth' in another city, when what you actually need is take-home cash flow after rent, food, gas, and state tax. We built a page per popular city pair where the answer changes most: NYC vs Austin, SF vs Seattle, LA vs Denver, and 17 more. Each page compares four real options: stay in city A, move to city B, go remote and keep city A salary in city B, or split time. Numbers come from BEA Regional Price Parities, the ACS Census, the C2ER Cost of Living Index, and Tax Foundation state tax data. Save scenarios to share with a spouse, copy a prefilled URL with your own salary plugged in, and read 900+ words of analysis specific to that pair — not a generic 'cheaper in Austin' take.

  • 20 high-traffic US city pairs
  • 4 options compared per pair: stay / move / remote / split
  • Real rent, salary, state tax, grocery numbers
  • Take-home cash flow math, not just 'cost of living index'
  • Scenarios, prefill URLs, print to PDF
  • Cited public-data sources
New York City vs Austin
NYC: rent $4200/mo, salary $115,000, 10.9% state income tax. Austin: rent $2100/mo, salary $95,000, 0% state income tax.
4 options · updated 2026-05-25
San Francisco vs Seattle
SF: rent $3800/mo, salary $145,000, 13.3% state income tax. Seattle: rent $2700/mo, salary $130,000, 0% state income tax.
4 options · updated 2026-05-25
Los Angeles vs Denver
LA: rent $2900/mo, salary $110,000, 13.3% state income tax. Denver: rent $2050/mo, salary $95,000, 4.4% state income tax.
4 options · updated 2026-05-25
Boston vs Raleigh
Boston: rent $3100/mo, salary $105,000, 9% state income tax. Raleigh: rent $1750/mo, salary $85,000, 4.5% state income tax.
4 options · updated 2026-05-25
Chicago vs Nashville
Chicago: rent $2200/mo, salary $95,000, 4.95% state income tax. Nashville: rent $1850/mo, salary $85,000, 0% state income tax.
4 options · updated 2026-05-25
Miami vs Tampa
Miami: rent $2900/mo, salary $80,000, 0% state income tax. Tampa: rent $2100/mo, salary $75,000, 0% state income tax.
4 options · updated 2026-05-25
Washington DC vs Charlotte
DC: rent $2700/mo, salary $110,000, 8.95% state income tax. Charlotte: rent $1850/mo, salary $90,000, 4.5% state income tax.
4 options · updated 2026-05-25
San Francisco vs Austin
SF: rent $3800/mo, salary $145,000, 13.3% state income tax. Austin: rent $2100/mo, salary $115,000, 0% state income tax.
4 options · updated 2026-05-25
New York City vs Miami
NYC: rent $4200/mo, salary $115,000, 10.9% state income tax. Miami: rent $2900/mo, salary $95,000, 0% state income tax.
4 options · updated 2026-05-25
Seattle vs Portland
Seattle: rent $2700/mo, salary $130,000, 0% state income tax. Portland: rent $2100/mo, salary $110,000, 9.9% state income tax.
4 options · updated 2026-05-25
Boston vs New York City
Boston: rent $3100/mo, salary $105,000, 9% state income tax. NYC: rent $4200/mo, salary $115,000, 10.9% state income tax.
4 options · updated 2026-05-25
Chicago vs Minneapolis
Chicago: rent $2200/mo, salary $95,000, 4.95% state income tax. Minneapolis: rent $1800/mo, salary $90,000, 9.85% state income tax.
4 options · updated 2026-05-25
Dallas vs Houston
Dallas: rent $1900/mo, salary $95,000, 0% state income tax. Houston: rent $1850/mo, salary $92,000, 0% state income tax.
4 options · updated 2026-05-25
Phoenix vs Las Vegas
Phoenix: rent $1850/mo, salary $80,000, 2.5% state income tax. Las Vegas: rent $1700/mo, salary $75,000, 0% state income tax.
4 options · updated 2026-05-25
Atlanta vs Nashville
Atlanta: rent $2050/mo, salary $90,000, 5.49% state income tax. Nashville: rent $1850/mo, salary $85,000, 0% state income tax.
4 options · updated 2026-05-25
San Diego vs Portland
San Diego: rent $2900/mo, salary $105,000, 13.3% state income tax. Portland: rent $2100/mo, salary $95,000, 9.9% state income tax.
4 options · updated 2026-05-25
Philadelphia vs Pittsburgh
Philly: rent $1850/mo, salary $92,000, 3.07% state income tax. Pittsburgh: rent $1400/mo, salary $85,000, 3.07% state income tax.
4 options · updated 2026-05-25
Salt Lake City vs Denver
Salt Lake: rent $1750/mo, salary $88,000, 4.55% state income tax. Denver: rent $2050/mo, salary $95,000, 4.4% state income tax.
4 options · updated 2026-05-25
Kansas City vs St. Louis
Kansas City: rent $1450/mo, salary $80,000, 5.7% state income tax. St. Louis: rent $1350/mo, salary $78,000, 4.95% state income tax.
4 options · updated 2026-05-25
Indianapolis vs Columbus
Indianapolis: rent $1450/mo, salary $78,000, 3.05% state income tax. Columbus: rent $1500/mo, salary $80,000, 3.5% state income tax.
4 options · updated 2026-05-25