What makes Cobb County different from the rest of Georgia
0.3% intangible tax on the new mortgage, paid at recording by the buyer. The county's average effective property-tax rate of 0.85% sets your escrow prepaids: at the $450,000 county median that's roughly $3,825 a year, about $1,913 collected at the closing table.
Lower millage than its neighbors
Cobb's effective rate near 0.85% is among metro Atlanta's lowest, and the senior school-tax exemption is unusually generous. For a buyer, that means smaller escrow prepaids — often $700–$1,000 less at closing than the same price in Fulton.
Cutting your Marietta closing costs
Three moves that work in Cobb County: (1) collect Loan Estimates from three lenders on the same day — origination, points and lender credits swing by thousands; (2) negotiate seller concessions (3% conventional under 10% down, 6% above, 6% FHA/VA) and take them as a closing credit rather than a price cut; (3) close in the last week of the month to shrink prepaid interest from roughly 30 days to two. Where a transfer or recordation tax is customarily split, that split is a contract term, not a law — ask.
FAQ
How much are closing costs in Cobb County, Georgia?
Plan on roughly $11,250–$20,250 of buyer closing costs at the $450,000 Cobb County median, on top of your down payment. 0.3% intangible tax on the new mortgage, paid at recording by the buyer.
Does the buyer pay transfer tax in Cobb County?
Yes — buyers here typically carry about 0.30% of the purchase price in transfer, recordation or mortgage tax. 0.3% intangible tax on the new mortgage, paid at recording by the buyer.
What are property taxes in Cobb County?
The county's average effective rate is about 0.85% of market value, so a $450,000 home runs roughly $3,825 a year. Individual parcels vary by municipality, school district and special assessments — check the parcel's actual bill, not the county average.
How much cash do I need to buy a house in Marietta?
Down payment + closing costs + reserves. At the Cobb County median with 10% down, that's about $60,750 before reserves. Run your own price and rate above for the exact stack.
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