Construction · Free calculator

ADU Cost Calculator

Budget an accessory dwelling unit and see the rent payback: build cost, utilities, permits, and years to break even.

Short answer

ADU Cost Calculator

$220,000All-in ADU cost

At $1,800/mo rent and 25% for vacancy, taxes, and maintenance, the unit nets about $16,200/yr and pays back in 13.6 years. Under 12 years is generally a strong build in a high-rent market.

How it's calculated: 600 sq ft at $300/sq ft, plus utilities and permitting. Adjust the inputs below to recalculate for your own numbers.

Disclaimer: Estimates only — not a bid. Real construction costs swing with local labor rates, permits, soil and site conditions, material markets, and design choices. Get at least three written quotes from licensed contractors before budgeting.

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600
$300
$25,000
$15,000
$1,800
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Formula used

ADU payback = all-in cost ÷ net annual rent

The 0.75 factor holds back a quarter of gross rent for vacancy, property tax increase, insurance, and maintenance. Skipping it is the most common reason DIY ADU spreadsheets overstate returns by years.

Payback = (Build + Utilities + Permits) ÷ (Rent × 12 × 0.75)
Typical rate
$250–400/sq ft
Common size
400–800 sq ft
Typical payback
9–16 years
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What decides whether an ADU pencils

Rent per square foot and utility connection distance. A unit close to the main house's sewer lateral and panel can save $20K over one at the back of a deep lot. Many states now cap impact fees on smaller ADUs — check the threshold before finalizing square footage.

  • Garage conversions are usually the cheapest path to a legal unit.
  • Separate metering makes rentals cleaner but adds $3K–8K.
  • Confirm your lender counts projected ADU rent before relying on it for financing.

FAQ

How much does an ADU cost to build?

Most detached ADUs run $250–400 per square foot all-in, so a 600 sq ft unit typically lands between $180,000 and $260,000 including utilities and permits.

Does an ADU increase property value?

Appraisers in ADU-friendly markets often add 60–100% of build cost to value, and the income stream can matter more than the appraisal if you plan to hold.

Is a garage conversion cheaper than a new ADU?

Usually by 30–45%, because the slab, walls, and roof already exist. The catch is bringing the slab, ceiling height, and egress up to habitable code.

How this calculator is built

Independently maintained

Written by Sam Doshi and the RevenueLab editorial team. We don't sell the data feeds this tool is built on.

Sourced from primary data

Benchmarks come from public AdSense / Stripe / IRS disclosures and reader-submitted data — never third-party "$X per view" claims. Full methodology.

Last editorial review

Reviewed on a rolling quarterly cycle. Dated reviews are published on the methodology record for each calculator.

Editorial standards

See our editorial policy and disclaimer. Results are estimates, not advice.

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