Stat reference

SaaS LTV:CAC benchmarks

The 3:1 LTV:CAC rule is folklore. The real distribution is wider — early-stage SaaS often sits at 1.5:1 with a payback under 9 months and grows into healthier ratios. Below are live medians from RevenueLab users, with the inter-quartile range so you can position yourself honestly.

Last updated: 2026-05-15 · Source: RevenueLab community benchmarks · Methodology

MetricMedianP25 – P75N
LTV:CAC ratioHigher = more efficient growth3.0:1
Lifetime value (LTV)$1,800
Customer acquisition cost (CAC)$600
Monthly recurring revenue (MRR)$12,000
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Methodology

Medians + inter-quartile ranges across all RevenueLab calculator submissions where the relevant metric was provided. N≥3 required. LTV is computed using ARPU × Gross Margin × 1/Churn; CAC is total S&M divided by new customers. Static fallbacks shown until live data accrues.

Frequently asked

Is 3:1 LTV:CAC really the right target?

It's a rough sanity check, not a target. PLG SaaS with very low CAC can run 8:1+; sales-led enterprise with high ACV can be healthy at 2:1 with a 12-month payback. Look at payback period and gross margin together with the ratio.

What's a healthy CAC payback period?

Under 12 months for most SaaS, under 6 months for PLG, under 18–24 months for enterprise. Anything longer puts you at the mercy of capital markets.

Should I use gross or net LTV?

Gross-margin-adjusted LTV is the only honest version. Top-line LTV makes everything look healthier than it is.

Related definitions

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RevenueLab. (2026). SaaS LTV:CAC benchmarks. Retrieved 2026-05-15 from https://www.revenuelab.fyi/stats/saas-ltv-cac