Gig economy · Free calculator

EV vs Gas Rideshare TCO Calculator

Annual total cost of ownership for an EV (Tesla Model 3, Hyundai Ioniq, BYD) vs a gas sedan driving full-time for Uber, Lyft, or DoorDash.

Disclaimer: Simplified straight-line depreciation. Real resale, insurance, tax credits, and battery degradation vary. Not financial advice.

Scenarios
Common scenarios

Tap a persona to auto-load realistic numbers for that scenario, then tweak the sliders.

45,000
$38,000
$26,000
0
$0.14
32
$3.60
$0.04
$0.10
4
Formula used

EV vs gas TCO

Energy + maintenance is where EVs dominate at gig mileage; depreciation is where they often catch up. Hold period decides who wins.

Annual TCO = energy + maintenance + (price × 50%) ÷ years held
Big lever
Annual miles
EV edge
Fuel + maint
Gas edge
Lower sticker
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Why EVs make sense above ~30k miles/year

Full-time gig drivers cover 35–60k miles a year. At those volumes the energy and maintenance gap between an EV and a gas sedan is $4k–$8k/yr — enough to pay off the EV premium in 2–4 years.

  • Energy: $0.04/mi on home electricity vs $0.11–$0.16/mi on gas.
  • Maintenance: no oil changes, far less brake wear (regen), no transmission service.
  • Depreciation: closer to gas now in 2026, but resale value varies sharply by model.
  • Insurance: typically slightly higher for EVs — add 5–10% to the calc if you're being thorough.

When gas still wins

Part-time gig drivers under ~15k miles/year, drivers without home charging (forced onto Supercharger / public DC at $0.30–$0.50/kWh), and drivers in markets where used Camrys / Corollas trade at 60% the price of a comparable EV.

Rideshare-specific EV considerations

Uber Comfort Electric and Lyft Green Mode in supported cities pay a small premium per trip ($0.50–$1.50). Some platforms also offer EV-specific bonuses. Bake any of those into 'gross per hour' on the rideshare calculator.

FAQ

Is a Tesla Model 3 worth it for Uber?

At 40k+ rideshare miles a year with home charging, yes — fuel + maintenance savings usually clear $4–6k/yr, paying back the price premium over a Camry-class sedan in 2–3 years.

What if I don't have home charging?

Public DC fast charging at $0.30–$0.50/kWh closes most of the EV cost advantage. Run the calc with the higher electricity rate to see; for many no-home-charging drivers, a hybrid wins instead.

Does this account for the US EV tax credit?

No — subtract any tax credit (up to $7,500 in the US for qualifying EVs) directly from the EV purchase price before plugging in.