{
  "slug": "take-home-pay-west-virginia",
  "title": "West Virginia Take-Home Pay Calculator (2026)",
  "heading": "West Virginia Take-Home Pay Calculator",
  "category": "financial",
  "url": "https://www.revenuelab.fyi/toolbox/take-home-pay-west-virginia",
  "summary": "What lands in your West Virginia bank account after federal, state, and FICA.",
  "description": "Estimates West Virginia net pay for 2026 using federal brackets, Social Security and Medicare, and West Virginia state income tax. West Virginia has no standard deduction, so state tax starts on the first dollar of wages.",
  "formula": "Net pay = Gross − pre-tax deductions − federal tax − state tax − Social Security (6.2% to the wage base) − Medicare (1.45%).",
  "dateModified": "2026-09-06",
  "run_url": "https://www.revenuelab.fyi/api/public/calc?tool=take-home-pay-west-virginia",
  "inputs": [
    {
      "id": "salary",
      "label": "Gross annual salary",
      "kind": "number",
      "hint": null,
      "default": 95000,
      "unit": "$",
      "min": 0,
      "max": null
    },
    {
      "id": "status",
      "label": "Filing status",
      "kind": "select",
      "hint": null,
      "default": "single",
      "options": [
        {
          "value": "single",
          "label": "Single"
        },
        {
          "value": "married",
          "label": "Married filing jointly"
        }
      ]
    },
    {
      "id": "pretax",
      "label": "Pre-tax deductions",
      "kind": "number",
      "hint": "401(k), HSA, health premiums",
      "default": 8000,
      "unit": "$",
      "min": 0,
      "max": null
    }
  ],
  "outputs": [
    {
      "id": "net",
      "label": "Annual take-home pay",
      "format": "currency",
      "hint": null,
      "primary": true
    },
    {
      "id": "monthly",
      "label": "Per month",
      "format": "currency",
      "hint": null,
      "primary": false
    },
    {
      "id": "biweekly",
      "label": "Per biweekly paycheck",
      "format": "currency",
      "hint": null,
      "primary": false
    },
    {
      "id": "fed",
      "label": "Federal income tax",
      "format": "currency",
      "hint": null,
      "primary": false
    },
    {
      "id": "state",
      "label": "West Virginia income tax",
      "format": "currency",
      "hint": null,
      "primary": false
    },
    {
      "id": "fica",
      "label": "Social Security + Medicare",
      "format": "currency",
      "hint": null,
      "primary": false
    },
    {
      "id": "effective",
      "label": "Total effective tax rate",
      "format": "percent",
      "hint": null,
      "primary": false
    }
  ],
  "worked_example": {
    "inputs": [
      "Gross annual salary: 95000 $",
      "Filing status: Single",
      "Pre-tax deductions: 8000 $"
    ],
    "outputs": [
      "Annual take-home pay: $65,623.60",
      "Per month: $5,468.63",
      "Per biweekly paycheck: $2,523.98",
      "Federal income tax: $10,754.00",
      "West Virginia income tax: $3,354.90",
      "Social Security + Medicare: $7,267.50",
      "Total effective tax rate: 22.5%"
    ]
  },
  "how_to": {
    "title": "How to use this",
    "steps": [
      "Enter gross annual salary ($).",
      "Enter filing status.",
      "Enter pre-tax deductions ($) — 401(k), HSA, health premiums.",
      "Read your annual take-home pay on the right — it updates as you type.",
      "Hit Share to keep the scenario or send it to someone."
    ]
  },
  "scenarios": [
    {
      "name": "Conservative",
      "description": "Lower-end numbers — what if things land soft?",
      "values": {
        "salary": 57000,
        "status": "single",
        "pretax": 5000
      }
    },
    {
      "name": "Typical",
      "description": "Defaults — the most common real-world setup.",
      "values": {
        "salary": 95000,
        "status": "single",
        "pretax": 8000
      }
    },
    {
      "name": "Ambitious",
      "description": "Higher-end numbers — what if things really pop?",
      "values": {
        "salary": 152000,
        "status": "single",
        "pretax": 13000
      }
    }
  ],
  "limitations": [
    "Results are estimates before tax, fees, and inflation unless an input explicitly covers them.",
    "Rates are treated as fixed for the whole period — variable-rate products will drift from this projection.",
    "This is educational maths, not financial advice. Check anything contractual with the lender or your accountant."
  ],
  "faq": [
    {
      "q": "How does the west virginia take-home pay calculator work?",
      "a": "Estimates West Virginia net pay for 2026 using federal brackets, Social Security and Medicare, and West Virginia state income tax. West Virginia has no standard deduction, so state tax starts on the first dollar of wages. The underlying maths is: Net pay = Gross − pre-tax deductions − federal tax − state tax − Social Security (6.2% to the wage base) − Medicare (1.45%)."
    },
    {
      "q": "What do I need to enter?",
      "a": "3 values: gross annual salary, filing status, and pre-tax deductions. Each field starts with a sensible default, so you can change one number at a time and watch the result move."
    },
    {
      "q": "What does the annual take-home pay result mean?",
      "a": "It is returned as a money amount in US dollars and updates live as you edit the inputs, so you can compare two or three versions of a scenario in a few seconds."
    },
    {
      "q": "Is this calculator free, and do I need an account?",
      "a": "Yes, it's free, and no account is required. Nothing you type is stored on our servers — the maths runs entirely in your browser."
    },
    {
      "q": "How accurate is the result?",
      "a": "It applies the standard formula exactly, so the arithmetic is precise. Results are estimates before tax, fees, and inflation unless an input explicitly covers them."
    },
    {
      "q": "Who is this tool for?",
      "a": "It's built for anyone comparing money scenarios before committing — budgeting a payment, sanity-checking a quote, or seeing what a change in rate or term actually costs."
    }
  ],
  "related": [
    "https://www.revenuelab.fyi/toolbox/take-home-pay",
    "https://www.revenuelab.fyi/toolbox/income-tax",
    "https://www.revenuelab.fyi/toolbox/paycheck"
  ],
  "license": "CC-BY-4.0",
  "citation": "RevenueLab — West Virginia Take-Home Pay Calculator (2026) (https://www.revenuelab.fyi/toolbox/take-home-pay-west-virginia)"
}