{
  "slug": "notary-business-income",
  "title": "Notary Signing Agent Income Calculator",
  "heading": "Notary Income Calculator",
  "category": "financial",
  "url": "https://www.revenuelab.fyi/toolbox/notary-business-income",
  "summary": "Net income per signing after mileage, printing, and self-employment tax.",
  "description": "Signing agents get paid per appointment but absorb driving, double-sided printing, and E&O insurance. This turns a per-signing fee into a realistic hourly and annual number.",
  "formula": "Net per signing = fee − (miles × cost/mi) − print cost − tax reserve; annual = net × signings/week × 52.",
  "dateModified": "2026-09-30",
  "run_url": "https://www.revenuelab.fyi/api/public/calc?tool=notary-business-income",
  "inputs": [
    {
      "id": "fee",
      "label": "Average fee per signing",
      "kind": "number",
      "hint": null,
      "default": 125,
      "unit": "$",
      "min": 0,
      "max": null
    },
    {
      "id": "perWeek",
      "label": "Signings per week",
      "kind": "number",
      "hint": null,
      "default": 8,
      "unit": null,
      "min": 0,
      "max": null
    },
    {
      "id": "miles",
      "label": "Round-trip miles per signing",
      "kind": "number",
      "hint": null,
      "default": 32,
      "unit": null,
      "min": 0,
      "max": null
    },
    {
      "id": "costMile",
      "label": "Vehicle cost per mile",
      "kind": "number",
      "hint": null,
      "default": 0.36,
      "unit": "$",
      "min": 0,
      "max": null
    },
    {
      "id": "pages",
      "label": "Pages printed per signing",
      "kind": "number",
      "hint": null,
      "default": 180,
      "unit": null,
      "min": 0,
      "max": null
    },
    {
      "id": "costPage",
      "label": "Cost per page",
      "kind": "number",
      "hint": null,
      "default": 0.035,
      "unit": "$",
      "min": 0,
      "max": null
    },
    {
      "id": "hours",
      "label": "Hours per signing (door to door)",
      "kind": "number",
      "hint": null,
      "default": 1.75,
      "unit": null,
      "min": 0.25,
      "max": null
    },
    {
      "id": "taxRate",
      "label": "Tax reserve",
      "kind": "number",
      "hint": null,
      "default": 25,
      "unit": "%",
      "min": 0,
      "max": 50
    }
  ],
  "outputs": [
    {
      "id": "net",
      "label": "Net per signing after tax",
      "format": "currency",
      "hint": null,
      "primary": true
    },
    {
      "id": "hourly",
      "label": "Effective hourly rate",
      "format": "currency",
      "hint": null,
      "primary": false
    },
    {
      "id": "costs",
      "label": "Direct cost per signing",
      "format": "currency",
      "hint": null,
      "primary": false
    },
    {
      "id": "annual",
      "label": "Annual net income",
      "format": "currency",
      "hint": null,
      "primary": false
    }
  ],
  "worked_example": {
    "inputs": [
      "Average fee per signing: 125 $",
      "Signings per week: 8",
      "Round-trip miles per signing: 32",
      "Vehicle cost per mile: 0.36 $",
      "Pages printed per signing: 180",
      "Cost per page: 0.035 $",
      "Hours per signing (door to door): 1.75",
      "Tax reserve: 25 %"
    ],
    "outputs": [
      "Net per signing after tax: $80.39",
      "Effective hourly rate: $45.93",
      "Direct cost per signing: $17.82",
      "Annual net income: $33,440"
    ]
  },
  "how_to": {
    "title": "How to use this",
    "steps": [
      "Enter average fee per signing ($).",
      "Enter signings per week.",
      "Enter round-trip miles per signing.",
      "Enter vehicle cost per mile ($).",
      "Enter pages printed per signing.",
      "Enter cost per page ($).",
      "Enter hours per signing (door to door).",
      "Enter tax reserve (%).",
      "Read your net per signing after tax on the right — it updates as you type.",
      "Hit Share to keep the scenario or send it to someone."
    ]
  },
  "scenarios": [
    {
      "name": "Conservative",
      "description": "Lower-end numbers — what if things land soft?",
      "values": {
        "fee": 75,
        "perWeek": 5,
        "miles": 19,
        "costMile": 0.216,
        "pages": 110,
        "costPage": 0.021,
        "hours": 1.05,
        "taxRate": 15
      }
    },
    {
      "name": "Typical",
      "description": "Defaults — the most common real-world setup.",
      "values": {
        "fee": 125,
        "perWeek": 8,
        "miles": 32,
        "costMile": 0.36,
        "pages": 180,
        "costPage": 0.035,
        "hours": 1.75,
        "taxRate": 25
      }
    },
    {
      "name": "Ambitious",
      "description": "Higher-end numbers — what if things really pop?",
      "values": {
        "fee": 200,
        "perWeek": 13,
        "miles": 51,
        "costMile": 0.576,
        "pages": 290,
        "costPage": 0.05600000000000001,
        "hours": 2.8000000000000003,
        "taxRate": 40
      }
    }
  ],
  "limitations": [
    "Results are estimates before tax, fees, and inflation unless an input explicitly covers them.",
    "Rates are treated as fixed for the whole period — variable-rate products will drift from this projection.",
    "This is educational maths, not financial advice. Check anything contractual with the lender or your accountant."
  ],
  "faq": [
    {
      "q": "Why include printing at that cost?",
      "a": "Loan packages often run 100 to 200 pages and many require a second borrower copy. Laser toner, paper, and printer wear typically land in the 3 to 5 cent per page range."
    },
    {
      "q": "What about E&O insurance and background checks?",
      "a": "Those are annual overhead rather than per-signing cost. Divide the yearly total by your signings and add it to the cost-per-page field if you want it baked in."
    }
  ],
  "related": [],
  "license": "CC-BY-4.0",
  "citation": "RevenueLab — Notary Signing Agent Income Calculator (https://www.revenuelab.fyi/toolbox/notary-business-income)"
}