{
  "slug": "house-flip-profit",
  "title": "House Flip Profit Calculator",
  "heading": "House Flipping Profit Calculator",
  "category": "financial",
  "url": "https://www.revenuelab.fyi/toolbox/house-flip-profit",
  "summary": "Net profit, ROI, and maximum allowable offer on a flip.",
  "description": "The 70% rule caps your offer at 70% of after-repair value minus rehab. Holding costs are the silent killer — every extra month of interest, taxes, and utilities comes straight off the profit.",
  "formula": "Profit = ARV − purchase − rehab − holding − selling costs; MAO = ARV × 70% − rehab.",
  "dateModified": "2026-09-30",
  "run_url": "https://www.revenuelab.fyi/api/public/calc?tool=house-flip-profit",
  "inputs": [
    {
      "id": "arv",
      "label": "After repair value",
      "kind": "number",
      "hint": null,
      "default": 400000,
      "unit": "$",
      "min": 0,
      "max": null
    },
    {
      "id": "purchase",
      "label": "Purchase price",
      "kind": "number",
      "hint": null,
      "default": 250000,
      "unit": "$",
      "min": 0,
      "max": null
    },
    {
      "id": "rehab",
      "label": "Rehab budget",
      "kind": "number",
      "hint": null,
      "default": 60000,
      "unit": "$",
      "min": 0,
      "max": null
    },
    {
      "id": "months",
      "label": "Months to complete and sell",
      "kind": "number",
      "hint": null,
      "default": 6,
      "unit": null,
      "min": 1,
      "max": 24
    },
    {
      "id": "holdingMonthly",
      "label": "Monthly holding costs",
      "kind": "number",
      "hint": null,
      "default": 1900,
      "unit": "$",
      "min": 0,
      "max": null
    },
    {
      "id": "sellingPct",
      "label": "Selling costs",
      "kind": "number",
      "hint": null,
      "default": 7,
      "unit": "% of ARV",
      "min": 0,
      "max": 15
    },
    {
      "id": "buyingCosts",
      "label": "Buying / closing costs",
      "kind": "number",
      "hint": null,
      "default": 6000,
      "unit": "$",
      "min": 0,
      "max": null
    }
  ],
  "outputs": [
    {
      "id": "profit",
      "label": "Net profit",
      "format": "currency",
      "hint": null,
      "primary": true
    },
    {
      "id": "roi",
      "label": "Return on invested capital",
      "format": "percent",
      "hint": null,
      "primary": false
    },
    {
      "id": "annualized",
      "label": "Annualized ROI",
      "format": "percent",
      "hint": null,
      "primary": false
    },
    {
      "id": "mao",
      "label": "Maximum allowable offer (70% rule)",
      "format": "currency",
      "hint": null,
      "primary": false
    },
    {
      "id": "holding",
      "label": "Total holding costs",
      "format": "currency",
      "hint": null,
      "primary": false
    },
    {
      "id": "selling",
      "label": "Selling costs",
      "format": "currency",
      "hint": null,
      "primary": false
    }
  ],
  "worked_example": {
    "inputs": [
      "After repair value: 400000 $",
      "Purchase price: 250000 $",
      "Rehab budget: 60000 $",
      "Months to complete and sell: 6",
      "Monthly holding costs: 1900 $",
      "Selling costs: 7 % of ARV",
      "Buying / closing costs: 6000 $"
    ],
    "outputs": [
      "Net profit: $44,600.00",
      "Return on invested capital: 13.6%",
      "Annualized ROI: 27.2%",
      "Maximum allowable offer (70% rule): $220,000.00",
      "Total holding costs: $11,400.00",
      "Selling costs: $28,000.00"
    ]
  },
  "how_to": {
    "title": "How to use this",
    "steps": [
      "Enter after repair value ($).",
      "Enter purchase price ($).",
      "Enter rehab budget ($).",
      "Enter months to complete and sell.",
      "Enter monthly holding costs ($).",
      "Enter selling costs (% of ARV).",
      "Enter buying / closing costs ($).",
      "Read your net profit on the right — it updates as you type.",
      "Hit Share to keep the scenario or send it to someone."
    ]
  },
  "scenarios": [
    {
      "name": "Conservative",
      "description": "Lower-end numbers — what if things land soft?",
      "values": {
        "arv": 240000,
        "purchase": 150000,
        "rehab": 36000,
        "months": 4,
        "holdingMonthly": 1150,
        "sellingPct": 4.2,
        "buyingCosts": 3500
      }
    },
    {
      "name": "Typical",
      "description": "Defaults — the most common real-world setup.",
      "values": {
        "arv": 400000,
        "purchase": 250000,
        "rehab": 60000,
        "months": 6,
        "holdingMonthly": 1900,
        "sellingPct": 7,
        "buyingCosts": 6000
      }
    },
    {
      "name": "Ambitious",
      "description": "Higher-end numbers — what if things really pop?",
      "values": {
        "arv": 640000,
        "purchase": 400000,
        "rehab": 96000,
        "months": 10,
        "holdingMonthly": 3050,
        "sellingPct": 11.200000000000001,
        "buyingCosts": 9500
      }
    }
  ],
  "limitations": [
    "Results are estimates before tax, fees, and inflation unless an input explicitly covers them.",
    "Rates are treated as fixed for the whole period — variable-rate products will drift from this projection.",
    "This is educational maths, not financial advice. Check anything contractual with the lender or your accountant."
  ],
  "faq": [
    {
      "q": "How does the house flipping profit calculator work?",
      "a": "The 70% rule caps your offer at 70% of after-repair value minus rehab. Holding costs are the silent killer — every extra month of interest, taxes, and utilities comes straight off the profit. The underlying maths is: Profit = ARV − purchase − rehab − holding − selling costs; MAO = ARV × 70% − rehab."
    },
    {
      "q": "What do I need to enter?",
      "a": "7 values: after repair value, purchase price, rehab budget, months to complete and sell, monthly holding costs, selling costs, and buying / closing costs. Each field starts with a sensible default, so you can change one number at a time and watch the result move."
    },
    {
      "q": "What does the net profit result mean?",
      "a": "It is returned as a money amount in US dollars and updates live as you edit the inputs, so you can compare two or three versions of a scenario in a few seconds."
    },
    {
      "q": "Is this calculator free, and do I need an account?",
      "a": "Yes, it's free, and no account is required. Nothing you type is stored on our servers — the maths runs entirely in your browser."
    },
    {
      "q": "How accurate is the result?",
      "a": "It applies the standard formula exactly, so the arithmetic is precise. Results are estimates before tax, fees, and inflation unless an input explicitly covers them."
    },
    {
      "q": "Who is this tool for?",
      "a": "It's built for anyone comparing money scenarios before committing — budgeting a payment, sanity-checking a quote, or seeing what a change in rate or term actually costs."
    }
  ],
  "related": [
    "https://www.revenuelab.fyi/toolbox/brrrr",
    "https://www.revenuelab.fyi/toolbox/cap-rate",
    "https://www.revenuelab.fyi/toolbox/closing-costs"
  ],
  "license": "CC-BY-4.0",
  "citation": "RevenueLab — House Flip Profit Calculator (https://www.revenuelab.fyi/toolbox/house-flip-profit)"
}