{
  "@context": "https://schema.org",
  "@type": "Dataset",
  "name": "How do you calculate transfer tax on a home sale?",
  "description": "Transfer tax = sale price × the local rate, which ranges from 0% (Texas, and most of the Midwest) to over 2% when state, county, and city layers stack. On a $500,000 sale: $0 in Austin, about $750 in Colorado (0.01% state + local), and $7,500+ in Philadelphia.",
  "url": "https://www.revenuelab.fyi/answers/how-to-calculate-transfer-tax",
  "dateModified": "2026-10-01",
  "creator": {
    "@type": "Organization",
    "name": "RevenueLab",
    "url": "https://www.revenuelab.fyi"
  },
  "license": "https://creativecommons.org/licenses/by/4.0/",
  "keywords": [
    "Closing Costs Calculator",
    "Rent vs Buy Net Worth Calculator"
  ],
  "distribution": {
    "@type": "DataDownload",
    "contentUrl": "https://www.revenuelab.fyi/api/public/page.json?path=answers%2Fhow-to-calculate-transfer-tax",
    "encodingFormat": "application/json"
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  "json": {
    "type": "answer",
    "question": "How do you calculate transfer tax on a home sale?",
    "shortAnswer": "Transfer tax = sale price × the local rate, which ranges from 0% (Texas, and most of the Midwest) to over 2% when state, county, and city layers stack. On a $500,000 sale: $0 in Austin, about $750 in Colorado (0.01% state + local), and $7,500+ in Philadelphia.",
    "tableTitle": "Transfer tax on a $500,000 sale in different places (2025–2026)",
    "columns": [
      "Location",
      "Combined rate",
      "Tax"
    ],
    "rows": [
      {
        "label": "Texas",
        "value": "0%",
        "note": "$0"
      },
      {
        "label": "Florida",
        "value": "0.70%",
        "note": "$3,500 (doc stamps on deed)"
      },
      {
        "label": "New York State",
        "value": "0.4% + NYC 1–1.425%",
        "note": "≈ $7,125 in NYC"
      },
      {
        "label": "Philadelphia, PA",
        "value": "≈ 4.3% total, split",
        "note": "≈ $10,750 per side"
      },
      {
        "label": "Los Angeles (> $5.3M)",
        "value": "ULA 4–5.5% + base",
        "note": "Mansion tax tiers"
      }
    ],
    "context": "Three traps: rates stack (state + county + city), tiers kick in at thresholds (LA's Measure ULA jumps at $5.3M and $10.6M — a $1 price difference can cost tens of thousands), and who pays is local custom (seller in most states, split in Pennsylvania, buyer in a few). Refinances usually avoid deed transfer tax but may owe a mortgage-recording tax — New York's is about 1.8–1.925% of the loan in NYC.",
    "methodology": "Rates from state statutes and county/city schedules current as of 2025–2026; LA tiers per Measure ULA as adjusted July 2025. Local pages on this site carry county-level detail.",
    "dateModified": "2026-10-01",
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      {
        "label": "Closing Costs Calculator",
        "to": "/closing-costs-calculator"
      },
      {
        "label": "Rent vs Buy Net Worth Calculator",
        "to": "/rent-vs-buy-net-worth-calculator"
      }
    ],
    "relatedReading": [
      {
        "label": "Who pays closing costs?",
        "to": "/answers/who-pays-closing-costs-buyer-or-seller"
      }
    ]
  }
}