{
  "@context": "https://schema.org",
  "@type": "Dataset",
  "name": "How do you calculate recording fees?",
  "description": "Recording fees are small fixed charges per document and per page, set by the county: typically $50–$250 total to record the deed and mortgage. A few states add a mortgage-recording *tax* — New York's runs about 1.8–1.925% of the loan in NYC, which dwarfs the fee itself.",
  "url": "https://www.revenuelab.fyi/answers/how-to-calculate-recording-fees",
  "dateModified": "2026-10-01",
  "creator": {
    "@type": "Organization",
    "name": "RevenueLab",
    "url": "https://www.revenuelab.fyi"
  },
  "license": "https://creativecommons.org/licenses/by/4.0/",
  "keywords": [
    "Closing Costs Calculator",
    "Rent vs Buy Net Worth Calculator"
  ],
  "distribution": {
    "@type": "DataDownload",
    "contentUrl": "https://www.revenuelab.fyi/api/public/page.json?path=answers%2Fhow-to-calculate-recording-fees",
    "encodingFormat": "application/json"
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  "json": {
    "type": "answer",
    "question": "How do you calculate recording fees?",
    "shortAnswer": "Recording fees are small fixed charges per document and per page, set by the county: typically $50–$250 total to record the deed and mortgage. A few states add a mortgage-recording *tax* — New York's runs about 1.8–1.925% of the loan in NYC, which dwarfs the fee itself.",
    "tableTitle": "Typical recording charges on a purchase",
    "columns": [
      "Document",
      "Typical fee",
      "Note"
    ],
    "rows": [
      {
        "label": "Deed",
        "value": "$25–$80",
        "note": "First page + per-page after"
      },
      {
        "label": "Deed of trust / mortgage",
        "value": "$50–$150",
        "note": "Longer document, more pages"
      },
      {
        "label": "Miscellaneous (releases, affidavits)",
        "value": "$0–$50",
        "note": "—"
      },
      {
        "label": "Mortgage recording tax (where it exists)",
        "value": "0.1%–1.9% of loan",
        "note": "NY, FL (intangibles), MN, others"
      }
    ],
    "context": "These are the least negotiable line items — county fee schedules are statutory. What to check instead: that the Closing Disclosure matches the actual county schedule (errors happen), and whether your state charges a mortgage tax on refinances (New Yorkers can sometimes avoid it with a CEMA — consolidation, extension, and modification agreement — which assigns the old mortgage instead of recording a new one, saving roughly 1.8% of the balance).",
    "methodology": "Fee ranges from county clerk/recorder schedules sampled 2025–2026; mortgage-tax examples from NY and FL statutes.",
    "dateModified": "2026-10-01",
    "relatedCalculators": [
      {
        "label": "Closing Costs Calculator",
        "to": "/closing-costs-calculator"
      },
      {
        "label": "Rent vs Buy Net Worth Calculator",
        "to": "/rent-vs-buy-net-worth-calculator"
      }
    ],
    "relatedReading": [
      {
        "label": "How to calculate transfer tax",
        "to": "/answers/how-to-calculate-transfer-tax"
      }
    ]
  }
}